LUMI PAYMENT PAUSE
Pause payments. Power progress.
4 weeks. Zero interest. Maximum opportunity.
LUMI PAYMENT PAUSE
Pause payments. Power progress.
4 weeks. Zero interest. Maximum opportunity.
Same-day funding up to
$1,000,000
Unsecured options
Limits apply
Flexible terms up to
5 years
Pause payments interest-free for
Up to 4 weeks
Funding in 24 hours
Up to $1M
Pause repayments when your business needs it most
Focus on growth, not repayments
Fair rates from 15.5% APR
When loan payments pause, business potential soars
Get funded in 24h. Pause repayments when your business needs it the most. Maximise business opportunities when it matters. The result? Space to grow your business with the funds you need. Zero interest accrues during the payment pause.
When loan payments pause, business potential soars
Get funded in 24h. Pause repayments when your business needs it the most. Maximise business opportunities when it matters. The result? Space to grow your business with the funds you need. Zero interest accrues during the payment pause.
When loan payments pause, business potential soars
Get funded in 24h. Pause repayments when your business needs it the most. Maximise business opportunities when it matters. The result? Space to grow your business with the funds you need. Zero interest accrues during the payment pause.
Why Lumi Business Loan with Payment Pause
Flexible funding on your terms
4-week interest-free payment pause when your business needs it most
Flexible funding on your terms
4-week interest-free payment pause when your business needs it most
Flexible funding on your terms
4-week interest-free payment pause when your business needs it most
Focus on growth, not payments
Get ahead by prioritising your business over repayments
Focus on growth, not payments
Get ahead by prioritising your business over repayments
Focus on growth, not payments
Get ahead by prioritising your business over repayments
Boost cash flow to reinvest
Free up money to put back into what matters
Boost cash flow to reinvest
Free up money to put back into what matters
Boost cash flow to reinvest
Free up money to put back into what matters
Get started in 3 steps
Get started in 3 steps
1. Check your eligibility
See if you qualify for a Lumi Business Loan with Payment Pause in under 2 minutes.
1. Check your eligibility
See if you qualify for a Lumi Business Loan with Payment Pause in under 2 minutes.
2. Apply & get funded
Complete application in minutes. Get funded in 24 hours.
2. Apply & get funded
Complete application in minutes. Get funded in 24 hours.
3. Pause repayments when you need it most
For up to 4 weeks to boost cash flow and maximise business opportunities.
3. Pause repayments when you need it most
For up to 4 weeks to boost cash flow and maximise business opportunities.
Frequently Asked Questions
Frequently Asked Questions
What is Lumi Payment Pause?
A 4-week break from loan payments during which no extra interest is charged.
What is Lumi Payment Pause?
A 4-week break from loan payments during which no extra interest is charged.
Who qualifies for Lumi Payment Pause?
Any Australian-registered business that also qualifies for a new Lumi Business Loan
Has operated for at least 6 months
With an annual gross turnover of $50,000+
Must have never missed a payment on their Lumi Loan
Not available for Lumi Business Line Of Credit
Who qualifies for Lumi Payment Pause?
Any Australian-registered business that also qualifies for a new Lumi Business Loan
Has operated for at least 6 months
With an annual gross turnover of $50,000+
Must have never missed a payment on their Lumi Loan
Not available for Lumi Business Line Of Credit
What you need to apply for a Lumi Business Loan
ABN or ACN
Driver's license
Business bank account details
Ready to apply? Click here to start your online application.
Need help with your application? Call 1300 005 864 or email sales@lumi.com.au
What you need to apply for a Lumi Business Loan
ABN or ACN
Driver's license
Business bank account details
Ready to apply? Click here to start your online application.
Need help with your application? Call 1300 005 864 or email sales@lumi.com.au
How does Lumi Payment Pause work?
Duration: Exactly 4 weeks in a row
When: You can request it anytime during your loan
Frequency: Only once per loan
Effect: Your loan gets extended by 4 weeks at the end
How does Lumi Payment Pause work?
Duration: Exactly 4 weeks in a row
When: You can request it anytime during your loan
Frequency: Only once per loan
Effect: Your loan gets extended by 4 weeks at the end
What other important information is there to know?
You can't split the 4 weeks into smaller breaks
Your regular payment amount stays the same when you restart
Payments resume weekly after the 4-week pause
Eligibility for Payment Pause remains subject to our general terms and credit criteria
What other important information is there to know?
You can't split the 4 weeks into smaller breaks
Your regular payment amount stays the same when you restart
Payments resume weekly after the 4-week pause
Eligibility for Payment Pause remains subject to our general terms and credit criteria
Example
If you normally pay weekly and take a Lumi Payment Pause:
Week 1-4: No payments
Week 5 onwards: Back to normal weekly payments
Your loan just runs 4 weeks longer than originally planned
Example
If you normally pay weekly and take a Lumi Payment Pause:
Week 1-4: No payments
Week 5 onwards: Back to normal weekly payments
Your loan just runs 4 weeks longer than originally planned
Terms & Conditions
Terms & Conditions
Lumi Payment Pause applies to new term loans only (not lines of credit). Approval of a Payment Pause is at Lumi's discretion and requires meeting all contractual obligations.
All loan products are subject to eligibility and approval.
Ready to get started?
For Businesses
Fast access to finance that fits your business.
For Businesses
Fast access to finance that fits your business.
For Businesses
Fast access to finance that fits your business.
For Brokers
Fast funding with fair rates for your clients. Competitive commission for you.
For Brokers
Fast funding with fair rates for your clients. Competitive commission for you.
For Brokers
Fast funding with fair rates for your clients. Competitive commission for you.
For Platforms
Fast funding for your clients. New revenue streams for you.
For Platforms
Fast funding for your clients. New revenue streams for you.
For Platforms
Fast funding for your clients. New revenue streams for you.