GROW BEYOND MORTGAGES
GROW BEYOND MORTGAGES
Expand Into Working Capital Lending
Expand Into Working Capital Lending
Find new revenue opportunities within your existing client base.
Your clients. Our funding. Where
growth happens.
Find new revenue opportunities within your existing client base.
Register in seconds – all you need is your ABN and contact details.
Your clients. Our funding. Where
growth happens.
Register in seconds – all you need is your ABN and contact details.
7+ years of SME lending experience
7,000+ trusted broker partners
Near-instant credit decisions
Same-day funding up to $1M
Unsecured options
Australia’s #1 Business Line Of Credit
Sharp rates from 15.5% APR
Spot. Ask. Connect. Earn.
A simple way to identify working capital opportunities within your existing client base.
Spot. Ask. Connect. Earn.
A simple way to identify working capital opportunities within your existing client base.
Spot
Identify business owners already in your client base – including self-employed clients, company directors and ABN holders.
Spot
Identify business owners already in your client base – including self-employed clients, company directors and ABN holders.
Ask
Add one simple question into your existing conversations: “Are you also looking at any funding needs for your business?”
Ask
Add one simple question into your existing conversations: “Are you also looking at any funding needs for your business?”
Connect
Introduce the opportunity to Lumi. Our team manages the funding process and fully supports you along the way.
Connect
Introduce the opportunity to Lumi. Our team manages the funding process and fully supports you along the way.
Earn
Create an additional revenue stream while helping clients with more of their financial needs.
Earn
Create an additional revenue stream while helping clients with more of their financial needs.
Spot
Identify business owners already in your client base – including self-employed clients, company directors and ABN holders.
Connect
Introduce the opportunity to Lumi. Our team manages the funding process and fully supports you along the way.
Ask
Add one simple question into your existing conversations: “Are you also looking at any funding needs for your business?”
Earn
Create an additional revenue stream while helping clients with more of their financial needs.
Choose how you partner with us
Whether you're new to working capital or already supporting business clients, you can get started your way.
Refer opportunities
Introduce your client and let our team manage the process.
Refer opportunities
Introduce your client and let our team manage the process.
Submit applications
Stay fully involved and manage the client relationship end-to-end.
Submit applications
Stay fully involved and manage the client relationship end-to-end.
Lean on our experts
Get BDM support with deal structuring, product questions and identifying opportunities.
Lean on our experts
Get BDM support with deal structuring, product questions and identifying opportunities.
Why Lumi
Expert guidance
Need help with a complex scenario? Your personal Lumi BDM is just one call or email away.
Expert guidance
Need help with a complex scenario? Your personal Lumi BDM is just one call or email away.
Expert guidance
Need help with a complex scenario? Your personal Lumi BDM is just one call or email away.
Ongoing partnership
Built on trust, measured by results. Your Lumi BDM’s got your back on every application.
Ongoing partnership
Built on trust, measured by results. Your Lumi BDM’s got your back on every application.
Ongoing partnership
Built on trust, measured by results. Your Lumi BDM’s got your back on every application.
Pipeline growth
Co-branded marketing support and training opportunities to sharpen your commercial lending skills.
Pipeline growth
Co-branded marketing support and training opportunities to sharpen your commercial lending skills.
Pipeline growth
Co-branded marketing support and training opportunities to sharpen your commercial lending skills.
Market intelligence
Exclusive insights and lending intelligence that gives you the competitive edge in every conversation.
Market intelligence
Exclusive insights and lending intelligence that gives you the competitive edge in every conversation.
Market intelligence
Exclusive insights and lending intelligence that gives you the competitive edge in every conversation.
Our Offering at a Glance
Help your SME clients thrive with our market-leading funding solutions
Business Line Of Credit
Australia’s #1 Business Line Of Credit
Business Line Of Credit
Australia’s #1 Business Line Of Credit
Business Line Of Credit
Australia’s #1 Business Line Of Credit
Business Loan
Australia's 1st Rate-Reducing Business Loan
Business Loan
Australia's 1st Rate-Reducing Business Loan
Eligibility criteria
6 months+ in business
6 months+ in business
50K+ annual revenue
50K+ annual revenue
Valid ABN/ACN
Funding Australia’s leading industries
Funding Australia’s leading industries
Manufacturing
Professional Services
Retail
Hospitality
Education
Wholesale
Construction
Healthcare
Meet your support team
Great products backed by an even better team. Our Business Development Managers (BDMs) don't just support you, they’re your ally every step of the way.
Stephen Lew
State Manager
(NSW)
Reid Davidson
State Lead
(VIC/SA/TAS)
Ant Wells
State Lead
(QLD/WA)
Moneer Husari
Senior BDM
(NSW)
Albert Challita
Senior BDM
(NSW)
Mike Domjen
BDM
(NSW)
Teina Pirihi-Muir
BDM
(NSW)
Jake Pianta
BDM
(VIC/SA/TAS)
Prince Paul
BDM
(VIC/SA/TAS)
Trent Mackie
BDM
(QLD/WA)
Hamish Chatterley
Internal BDM
Komal Chauhan
Internal BDM
Start In Minutes
You don't need to become a commercial lending specialist overnight. Register as a Lumi broker partner in just a few minutes using your ABN and contact details. Our team will support you from your first opportunity through to settlement.
Start In Minutes
You don't need to become a commercial lending specialist overnight. Register as a Lumi broker partner in just a few minutes using your ABN and contact details. Our team will support you from your first opportunity through to settlement.
Frequently Asked Questions
Frequently Asked Questions
Can mortgage brokers offer business loans?
Yes. Many mortgage brokers broaden the support they provide by helping business-owner clients access working capital. Partnering with a specialist lender like Lumi makes it easy to get started, with ongoing support and guidance as you build your confidence.
Can mortgage brokers offer business loans?
Yes. Many mortgage brokers broaden the support they provide by helping business-owner clients access working capital. Partnering with a specialist lender like Lumi makes it easy to get started, with ongoing support and guidance as you build your confidence.
Is working capital lending a good fit for mortgage brokers?
Yes. Many existing mortgage clients also run businesses. Working capital lending allows brokers to support more of their clients’ funding needs while creating an additional revenue opportunity for their business.
Is working capital lending a good fit for mortgage brokers?
Yes. Many existing mortgage clients also run businesses. Working capital lending allows brokers to support more of their clients’ funding needs while creating an additional revenue opportunity for their business.
Do I need prior experience in working capital lending?
Not at all. Whether you’re completely new to working capital or looking to build on existing experience, our dedicated BDM team provides product education, deal guidance and ongoing support to help you grow your knowledge and confidence over time.
Do I need prior experience in working capital lending?
Not at all. Whether you’re completely new to working capital or looking to build on existing experience, our dedicated BDM team provides product education, deal guidance and ongoing support to help you grow your knowledge and confidence over time.
How do I identify working capital opportunities?
Start with the clients you already know. Look for self-employed borrowers, company directors, ABN holders or business owners discussing growth, equipment purchases or cash flow challenges. Often, one simple question is all it takes to uncover an opportunity.
How do I identify working capital opportunities?
Start with the clients you already know. Look for self-employed borrowers, company directors, ABN holders or business owners discussing growth, equipment purchases or cash flow challenges. Often, one simple question is all it takes to uncover an opportunity.
How long does Lumi broker registration take?
Just a few minutes. You can register as a Lumi broker partner here using only your ABN and contact details, then start referring opportunities or submitting applications.
How long does Lumi broker registration take?
Just a few minutes. You can register as a Lumi broker partner here using only your ABN and contact details, then start referring opportunities or submitting applications.
How involved do I need to be?
As much or as little as you choose. Refer a lead and let Lumi manage the process, or stay involved throughout the application and client journey. Our team is here to support you every step of the way.
How involved do I need to be?
As much or as little as you choose. Refer a lead and let Lumi manage the process, or stay involved throughout the application and client journey. Our team is here to support you every step of the way.
What business lending products can I offer my clients?
Lumi offers Business Loans, Lines of Credit and Equipment Line of Credit up to $1 million, helping businesses manage cash flow, invest in growth and respond to new opportunities.
What business lending products can I offer my clients?
Lumi offers Business Loans, Lines of Credit and Equipment Line of Credit up to $1 million, helping businesses manage cash flow, invest in growth and respond to new opportunities.