LUMI SPARK™

Client-Ready Quotes In Minutes

Create, compare and convert – all in one seamless workflow.

Start a Quote

LUMI SPARK™

Client-Ready Quotes In Minutes

Create, compare and convert – all in one seamless workflow.

Start a Quote

Get ahead of the market

Quote in under 5 min

Protect credit score

Explore options safely

Get full clarity upfront

Adjust terms instantly

Submit as application

No retyping, no friction

7+ years of SME lending experience
7,000+ trusted broker partners
Same-day funding up to $1M
Unsecured options
Australia’s #1 Business Line Of Credit
Sharp rates from 15.5% APR

Move faster than the market

Lumi Spark™ delivers transparent quotes in minutes. So you can progress deals while others are still assessing.

Move faster than the market

Lumi Spark™ delivers transparent quotes in minutes. So you can progress deals while others are still assessing.

See affordability at a glance

Compare products side-by-side

Adjust terms in real time

Convert to application in seconds

See affordability at a glance

Compare products side-by-side

Adjust terms in real time

Convert to application in seconds

See affordability at a glance

Compare products side-by-side

Adjust terms in real time

Convert to application in seconds

Three steps from quote to application

Everything you need, end-to-end, inside the Lumi Partner Portal.

Built for your workflow

Zero friction

An intuitive workflow that works for every broker

Zero friction

An intuitive workflow that works for every broker

Live adjustments

Edit and tailor quotes on the spot

Live adjustments

Edit and tailor quotes on the spot

Total transparency

Clear repayments, fees and earnings

Total transparency

Clear repayments, fees and earnings

One-click conversion

Simply select and proceed to loan application

One-click conversion

Simply select and proceed to loan application

Workshop anytime

For nuanced deals, your BDM is just a click away

Workshop anytime

For nuanced deals, your BDM is just a click away

Funding Australia’s leading industries

Construction
Manufacturing
Professional Services
Retail
Hospitality
Education
Wholesale
Healthcare

Trusted by brokers who've used it

The Lumi quoting tool is market leading in its ability to accurately quote for business lending products. It confirms limits & rates, reviews banking data prior to submission to give you confidence in the offer.

DS - Broker

Now I’ll be able to consistently reach out to stronger clients and propose facilities before they actually need them, which puts them in a much better position to borrow.

RM - Broker

Now I’ll be able to consistently reach out to stronger clients and propose facilities before they actually need them, which puts them in a much better position to borrow.

RM - Broker

The quoting process with Lumi went from 8/10 to 11/10.

LB - Broker

The quoting process with Lumi went from 8/10 to 11/10.

LB - Broker

The product is a great improvement to what I was doing previously, which was preparing a full scenario. Now I can find out first whether or not it looks realistic and also get an idea on the figures upfront.

MZ - Broker

Ready to quote with Lumi Spark™?

Start a Quote

Frequently Asked Questions

Does generating a quote impact my client’s credit score?

No. Lumi Spark uses a soft credit check during the quoting stage, which does not impact your client’s credit score.

How accurate are the quotes?

Quotes reflect real-time pricing based on the information entered. Repayments, fees, and commission are displayed clearly before submission.

Can I adjust terms or compare products?

Yes. You can edit amounts, adjust terms, and compare products instantly before moving to lead creation or full application.

Do I need to re-enter information when submitting the application?

Our time-to-market is highly competitive. With our streamlined onboarding process, platforms can go live with a fully integrated lending solution in as little as 4-6 weeks. The exact timeline depends on your chosen integration method and the complexity of your platform.

Do I need to re-enter information when submitting the application?

No. All data entered during quoting carries through to the application.

How quickly are applications approved?

Eligible applications may receive same-day approval. Final credit checks are performed during submission to produce a firm funding offer.

Can my Lumi BDM assist with structuring?

Yes. You can request a workshop with your Lumi BDM throughout the quoting process.

Is Lumi Spark suitable for new brokers?

Absolutely. The interface is intuitive and designed to guide both new and experienced brokers through the quoting and application process.

Can I save or revisit a quote later?

Yes. You can save quotes within the Lumi Partner Portal and return to them at any time to make adjustments or submit an application.

How many quotes can I generate per client?

You can generate multiple quotes for the same client to explore different loan amounts, products, or terms before selecting the final structure.

Are there limits on loan amounts I can quote?

Lumi Spark supports quotes of up to $150K.

How are quotes calculated?

Your quoting options are based on the client’s credit profile, business details, revenue and eligibility criteria.

Who can I contact if I encounter technical issues?

Your Lumi BDM is your first point of contact. Additionally, Lumi Partner Support is available for technical assistance with the portal or quoting tool.