How to get started...
Are you ready to apply for business funding?
You’re only a few online steps away from submitting your business finance application with Lumi.
Tick the boxes to check if you’re ready to apply.
At Lumi, we don't believe in surprises.
You’re only a few online steps away from submitting your business finance application with Lumi.
Tick the boxes to check if you’re ready to apply.
A few other reasons why you'll love Lumi...
Application outcomes within a few hours
No collateral needed for loans up to $300,000
Loans from $10,000 - $1,000,000
Funds received within the same business day
Repayment periods of 3 - 60 months
We're a trusted direct lender
No hidden fees or charges
No early repayment fees
Tailored Financial Solutions
Small buisness loans
Secured or unsecured loans for up to $1,000,000 with flexible terms, and no hidden fees.
Application outcomes within a few business hours
Repayment periods of up to 5 years
Enjoy a 4-week interest-free repayment pause
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Buisness line of credit
Flexible revolving line of credit up to a limit of $1,000,000 that can be drawn down at any time during the availability period.
Draw down from $2,000 to $250,000
No collateral needed to secure the loan
No early repayment fees
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Customise your loan
Rate Ease™
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Payment Pause
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Payment Holiday
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Why Lumi?
We know that running a small business isn't an easy feat.
You see, we're a small business ourselves and understand the daily challenges facing those who dare to dream big.
Gone are the days of lengthy applications and endlessly jumping through hoops to secure the finance your SME needs. We'll provide you with an accurate, fair and honest lending solution that's tailored to your small business.
High-five to that.
Our Customers Love What We Do
At Lumi, we are proud to help thousands of Aussie SMEs to fast forward their business by providing easy access to flexible, fair and transparent finance. Sounds too good to be true? Hear it directly from our happy small business customers.
Have used Lumi for around a year now and found them to be highly responsive to small business needs, and very quick to recognise good clients! We look forward to using Lumi as part of our ongoing growth funding needs.
ST - E-Commerce Business
Have used Lumi for around a year now and found them to be highly responsive to small business needs, and very quick to recognise good clients! We look forward to using Lumi as part of our ongoing growth funding needs.
ST - E-Commerce Business
Have used Lumi for around a year now and found them to be highly responsive to small business needs, and very quick to recognise good clients! We look forward to using Lumi as part of our ongoing growth funding needs.
ST - E-Commerce Business
Have used Lumi for around a year now and found them to be highly responsive to small business needs, and very quick to recognise good clients! We look forward to using Lumi as part of our ongoing growth funding needs.
ST - E-Commerce Business