About Lumi
Who’s Lumi?
We're a leading fintech small business lender focused on one thing: fuelling growth by making finance more accessible. Since 2018, we've delivered over $1.5 billion in funding, supported 15,000+ small businesses, and built strong relationships with 6,000+ brokers. We're known for our speed, flexibility, and exceptional service – providing finance solutions designed to help Australian businesses thrive.
How is Lumi different from bank loans?
It comes down to speed and flexibility. We offer a much faster approval process, more flexible terms, and funding that can be customised to your business needs. We're simply built for the needs and pace of small business.
What types of small businesses does Lumi lend to?
We fund a wide range of small-to-medium enterprises across multiple industries. Think retail, hospitality, trades, health and wellness, franchises, and professional services – if you're an Australian business looking to grow, chances are we can help.
Will my information be protected with Lumi?
Absolutely. Protecting your information is something we take seriously. We're completely transparent about how we collect, use, and protect your data. Our team uses advanced, trusted cyber security and data protection to ensure your personal and financial details are always kept safe.
How is a Lumi Loan different from a traditional loan?
Lumi Loans are designed to be simple and fast. You can apply online in under 10 minutes and, if approved, often receive the funds on the same business day. Plus, they're totally transparent – that means no hidden fees or charges. Most of our loans are also unsecured, so we won't require collateral like property to approve your funding.